“Businessman Loan” is dedicated to small business owners and self-employed proprietors. No restrictions on the use of loans – you can use it for capital, expanding the operation. We free you up so you can do your business.
● Smart Tip - Key Facts Statement
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Repayment tenor can be as long as 60 months.
High loan amount and no mortgage needed, providing greater support for your capital, letting you focus on developing your business.
24 hours express loan application approval to speed up your cash withdrawal, meeting your most pressing financial needs.
OCBC Wing Hang Credit Limited (“Company”) is the wholly-owned subsidiary of OCBC Wing Hang Bank Limited. The Company is the entity which processes the application of Businessman Loan and provides related loan services. Customer can submit application through the branches of the Company and OCBC Wing Hang Bank Limited. To enquire the relevant terms and conditions, please contact the staff of the Company.
1. Annualized percentage rate ("APR") is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualized rate. APR is calculated according to the method set out in the relevant guidelines under the Code of Banking Practice issued by the Hong Kong Association of Banks as the basis. The APR has been corrected to 2 decimal places. The interest rate is calculated based on 365 days per year. The applicable APR for individual applicants may be varied depending on the offer of loan amount, interest rate, monthly repayment amount and loan tenor and subject to the final approval of OCBC Wing Hang Credit Limited ("OCBC Wing Hang Credit"). Please contact the staff of OCBC Wing Hang Credit for details and enquiries.
2. Using a loan amount of HK$100,000 as an example, the monthly flat rates (APR) applicable to loan tenors of 12 months and 24 months are 0.29% (8.58%) and 0.34% (10.10%), and 1% p.a handling fee included. The handling fee is payable upon loan confirmation. The interest is calculated based on 365 days per year. The example is for reference only. APR may differ due to different loan amount and tenor. For details, please contact the staff of the Company.
Customers who are entitled with the offer of Businessman Loan (the "Offer") and the Promotion are bound by the terms and conditions of this program, related loan application form and loan documents. Please contact the staff of OCBC Wing Hang Credit for details and enquiries of related terms and conditions and charges details. Loan amount, interest rate, monthly repayment amount and repayment tenor applicable to individual applicant may be different and is based on the final approval status of OCBC Wing Hang Credit, please contact the staff of OCBC Wing Hang Credit for details and enquiries. The Company reserves the right to amend, extend, terminate or cancel the Promotion and amend the terms and conditions at any time without prior notice. In case of any dispute, the decision of the Company shall be final and conclusive. The Company reserves all the final decision on determining the interest rates, amending the terms and conditions in respect of the Loan, and approving the loan application. Reference will be made to the customer’s credit reports and the Company reserves the right to reject the loan application without specifying any reasons for its decision and interpretation,which shall be final, conclusive and binding on all.
The English version shall prevail if there is any inconsistency between the English and Chinese versions.
For details or enquiries about the related terms and conditions, please contact us.
Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.