Prime-linked Mortgage Loan


Assist You To Plan Carefully And

Wisely For Important Events Of Your Life

Supporting Your Life Goal

Prime-linked Mortgage Loan

A selection of mortgage loan options to give you holistic mortgage services. Our dedicated customer service officers will follow-up your loan application.

● Smart Tip - Key Facts Statement, Terms and Conditions

Various types of property are accepted

Except for general large estates, village type houses, small houses, properties with tenancies, car parks, industrial and commercial buildings and shops are accepted for mortgage application. Aged properties are also welcomed.

Mortgage Transfer Service

Mortgage transfer service allows you to enjoy lower interest rates.

3 days express approval

Application can be successfully approved in as quick as 3 days.

Flexible mortgage plans

Tailor-made mortgage plans with extended repayment tenor for you.

Valuation fee waiver

Free telephone enquiry service for instant property valuation.


Refinance your home mortgage to free up money for further studies, travel, clear credit card debts etc.



Application Hotline :

(+852) 2201 7855


You can enquire the details of Mortgage Loan and the appointed third party referral agencies of our company through Mortgage Loan Centre Hotline.


The applicable Best Lending Rate is equal to OCBC Wing Hang Bank Limited ("the Bank")'s Hong Kong Dollar Prime Lending Rate ("P") as announced in the Bank’s website or by other means from time to time and subject to change.

The above loan product and offer are bound by the applicable terms and conditions. Please contact the staff of the Company for details.


OCBC Wing Hang Credit Limited (“Company”) is the wholly-owned subsidiary of OCBC Wing Hang Bank Limited. The Company is the entity which processes the application of the Prime-linked Mortgage Loan and provides the loan and related services. Customers can submit applications through the branches of the Company and OCBC Wing Hang Bank Limited. To enquire about the relevant terms and conditions, please contact the staff of the Company.


Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.


For details or enquiries about the related terms and conditions, please contact us.


To borrow or not to borrow? Borrow only if you can repay!

3 ways to apply

Download on App Store
Download on Google Play

Visit our branches with your supporting documents