Prime-linked Mortgage Loan


Assist You To Plan Carefully And

Wisely For Important Events Of Your Life

Supporting Your Life Goal

Prime-linked Mortgage Loan

A selection of mortgage loan options to give you holistic mortgage services. Our dedicated customer service officers will follow-up your loan application.

● Smart Tip - Key Facts Statement, Terms and Conditions

Various types of property are accepted

Except for general large estates, village type houses, small houses, properties with tenancies, car parks, industrial and commercial buildings and shops are accepted for mortgage application. Aged properties are also welcomed.

Mortgage Transfer Service

Mortgage transfer service allows you to enjoy lower interest rates.

3 days express approval

Application can be successfully approved in as quick as 3 days.

Flexible mortgage plans

Tailor-made mortgage plans with extended repayment tenor for you.

Valuation fee waiver

Free telephone enquiry service for instant property valuation.


Refinance your home mortgage to free up money for further studies, travel, clear credit card debts etc.



Application Hotline :

(+852) 2201 7855

You can enquire the details of Mortgage Loan and the appointed third party referral agencies of our company through Mortgage Loan Centre Hotline.

The applicable Best Lending Rate is equal to OCBC Wing Hang Bank Limited ("the Bank")'s Hong Kong Dollar Prime Lending Rate ("P") as announced in the Bank’s website or by other means from time to time and subject to change.

OCBC Wing Hang Credit Limited (“Company”) is the wholly-owned subsidiary of OCBC Wing Hang Bank Limited. The Company is the entity which processes the application of the Prime-linked Mortgage Loan and provides the loan and related services. Customers can submit applications through the branches of the Company and OCBC Wing Hang Bank Limited. To enquire about the relevant terms and conditions, please contact the staff of the Company.


The above loan product and offer are bound by the applicable terms and conditions. Please contact the staff of the Company for details.


Customers who are entitled to the offer of Prime-linked Mortgage Loan (the "Offer") and the Promotion are bound by the terms and conditions of the Promotion, related loan application form and loan documents. Please contact the staff of the Company for details and enquiries of related terms and conditions and charges details. Loan amount, interest rate, monthly repayment amount and repayment tenor applicable to individual applicant may be different and is based on the final approval status of the Company; please contact the staff of the Company for details and enquiries. The Company reserves the right to amend, extend, suspend, terminate or cancel the Promotion and/or the terms and conditions or any parts thereof from time to time and at any time without prior notice or consent. In case of any dispute, the decision of the Company shall be final and conclusive. The Company reserves all the final decision on determining the interest rates, amending the terms and conditions in respect of the Loan, and approving the loan application. Reference will be made to the customer’s credit reports and the Company reserves the right to reject the loan application without specifying any reasons for its decision and interpretation, which shall be final, conclusive and binding on all.


The English version shall prevail if there is any inconsistency between the English and Chinese versions.


Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.


For details or enquiries about the related terms and conditions, please contact us.


To borrow or not to borrow? Borrow only if you can repay!

3 ways to apply

Download on App Store
Download on Google Play

Visit our branches with your supporting documents