Prime-linked Mortgage Loan

Accept a variety of property types

A selection of mortgage loan options to give you holistic mortgage services.

● Smart Tip - Key Facts Statement

Various types of property are accepted

Except for general large estates, village type houses, small houses, properties with tenancies, car parks, industrial and commercial buildings and shops are accepted for mortgage application. Aged properties are also welcomed.

Mortgage Transfer Service

Mortgage transfer service allows you to enjoy lower interest rates.

3 days express approval

Application can be successfully approved in as quick as 3 days.

Flexible mortgage plans

Tailor-made mortgage plans with extended repayment tenor for you.

Valuation fee waiver

Free telephone enquiry service for instant property valuation.


Refinance your home mortgage to free up money for further studies, travel, clear credit card debts etc.

Enquiry Hotline: 2305 1886

You can enquire the details of Mortgage Loan and the appointed third party referral agencies of our company through Branch Hotline.

The applicable Best Lending Rate is equal to OCBC Wing Hang Bank Limited ("the Bank")'s Hong Kong Dollar Prime Lending Rate ("P") as announced in the Bank’s website or by other means from time to time and subject to change.

Note :

The above loan plan is bound by the related terms and conditions. Loan amount and repayment tenor applicable to individual applicant may be different and is based on the final approval status of OCBC Wing Hang Credit Limited (“OCBC Wing Hang Credit”). OCBC Wing Hang Credit reserves all the final decision on deciding interest rates, amending the terms and conditions and approving loan and any abovementioned offers. Reference will be made to the applicant’s credit records and OCBC Wing Hang Credit reserves the right to reject the application without specifying any reasons. Meanwhile, OCBC Wing Hang Credit may amend, terminate or cancel the above offers and the related terms and conditions without prior notice. Should any disputes arise in connection with the above services, the interpretation and decision of OCBC Wing Hang Credit should be final.

The Chinese version is for reference only. In the event of any conflicts or discrepancies between the Chinese and English versions, the English version shall prevail.

For details or enquiries about the related terms and conditions, please contact us.

For more details or enquiries, please visit our branches, or contact us.

3 ways to apply

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Visit our branches with your supporting documents