Revolving Credit - Floating Rate

Return flexibility and freedom to you

Revolving Credit offers you - not only cash. Customers who apply Revolving Credit successfully can enjoy the below fabulous privileges.

● Smart Tip - Key Facts Statement

 

Maximum credit limit up to HK$1,000,000 or 12 times of monthly salary (whichever is lower)

Handling fee wavier for each loan drawdown

First year annual fee wavier

Customers can enjoy annualised interest rate as low as P1-2% for the first 4 months

 Enquiry Hotline: 2834 1818

Note :

1. The current Hong Kong Dollar Prime Lending Rate (“P”) is subject to change as announced by OCBC Wing Hang Bank Limited (“OCBC Wing Hang Bank”) from time to time. For details, please refer to the website of OCBC Wing Hang Bank.

2. Annualized Floating Interest Rate for first 4 months can be as low as P-2%, annualized Floating Interest Rate from 5th month onwards can be as low as P+0.75%, and is determined according to customers’ financial condition and subject to the rate as listed in Confirmation of Revolving Credit Account Interest Rate / Cash Before Card (CBC) – Receipt Confirmation.

OCBC Wing Hang Credit Limited (“OCBC Wing Hang Credit”) is a wholly-owned subsidiary of OCBC Wing Hang Bank Limited (“OCBC Wing Hang Bank Limited”). OCBC Wing Hang Credit is an institution responsible for processing and providing Revolving Credit and the related services. Customers can submit the application to OCBC Wing Hang Credit and through the branches of OCBC Wing Hang Bank Limited.

Customer agrees to accept the Revolving Credit Program and is bound by the terms and conditions of the above offer and any of its loan documents. OCBC Wing Hang Bank Limited and OCBC Wing Hang Credit reserve their absolute right of final decision on the interest rate, terms and conditions, approval of the loan and the above offers. OCBC Wing Hang Credit may refer to the credit report of customers. OCBC Wing Hang Bank Limited and OCBC Wing Hang Credit have the right to reject any applications of applicants and refuse to provide the above offers without giving any reason. At the same time, OCBC Wing Hang Bank Limited and OCBC Wing Hang Credit have the right to vary, terminate or cancel any and all of the above offers and the related terms and conditions from time to time without giving prior notice. In case of any dispute, the interpretation of OCBC Wing Hang Bank Limited and OCBC Wing Hang Credit shall be final and OCBC Wing Hang Bank Limited and OCBC Wing Hang Credit reserve the right of final decision. 

The Chinese version is for reference only. In the event of any conflicts or discrepancies between the Chinese and English versions, the English version shall prevail.

For details or enquiries about the related terms and conditions, please contact us.

For more details or enquiries, please visit our branches, or contact us.

3 ways to apply

Visit our branches with your supporting documents