Personal Loan Under Tax Loan Program – Up to 20 times of monthly salary
● Smart Tip - Key Facts Statement, Terms and Conditions, Reminders about Responsible Borrowing, “Up to HKD5,000 Supermarket Cash Coupon promotion” Terms and conditions, “Apple Store Gift Card Offer” Terms and conditions
Loan amount can be as high as $2,000,000 or 20 times of monthly salary (Whichever is lower)
Repayment tenor can be as long as 60 months.
Application Hotline :
(+852) 2201 7800
(+852) 2201 7822
(+852) 2201 7799
Tsim Sha Tsui:
(+852) 2201 7900
(+852) 2201 7878
(+852) 2201 7866
(+852) 2201 7988
(+852) 2201 7966
(+852) 2201 7933
Notes regarding the Personal Loan Under Tax Loan Program:
1. Annualized percentage rate("APR") is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualized rate. The APR ranged from 3.99% to 36% generally and the minimum repayment period and maximum repayment period is of 6 months to 60 months. APR is calculated according to the method set out in the relevant guidelines under the Code of Banking Practice issued by the Hong Kong Association of Banks as the basis. The APR has been corrected to 2 decimal places. If the loan amount is $1,500,000, the monthly flat rate for 12 months and 24 months is 0.093% and 0.129%, if the loan is approved finally by the Company, the APR for 12 months and 24 months is 3.99% and 4.98%, with a handling fee of 1% per annum included, the total loan repayment amount is HK$1,516,740 and HK$1,546,440. The loan handling fee is to be paid in full upon loan drawdown. The interest rate is calculated based on 365 days per year. Example is for reference only. The APR may differ with different loan amounts and tenors. For details, please contact our staff.
2. The promotion period of the "Up to HKD5,000 Supermarket Cash Coupon promotion" and “Apple Store Gift Card Offer” (“Promotion”) is from 1 January 2023 to 31 March 2023, both dates inclusive (“Promotion Period”).
3. It comprises the total sum of up to HK$5,000 Supermarket Cash Coupon and $500 Apple Store Gift Card under the Promotion.
The above loan product and offer are bound by the applicable terms and conditions. Please contact the staff of the Company for details.
OCBC Wing Hang Credit Limited (“Company”) is the wholly-owned subsidiary of OCBC Wing Hang Bank Limited. The Company is the entity which processes the application of the Personal Loan Under Tax Loan Program and provides the loan and related services. Customer can submit application through the branches of the Company and OCBC Wing Hang Bank Limited. To enquire the relevant terms and conditions, please contact the staff of the Company.
Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.
For details or enquiries about the related terms and conditions, please contact us.
To borrow or not to borrow? Borrow only if you can repay!