Revolving Tax Loan


Pay Taxes? So easy!

Supporting Your Life Goal

Revolving Tax Loan

Revolving Tax Loan1 help you pay your tax bill while giving you the most flexible cash. It’s your one-stop financial solution.

 ● Smart Tip - Key Facts Statement , Revolving Credit Agreement

Loan amount can be up to HK$1,000,000 or
8 times of monthly salary (whichever is lower)

Annualized floating interest rate in line with market change

First year annual fee waiver

As low as P-2.25%2 Annual Interest Rate for the first 6 months

As low as P-2.25%2 Annual Interest Rate for the first 6 months



Application Hotline :

(+852) 2834 1818

OCBC Wing Hang Credit Limited (“Company”) is the wholly-owned subsidiary of OCBC Wing Hang Bank Limited. The Company is the entity which processes the application of the Revolving Tax Loan and provides the loan and related services. Customer can submit application through the branches of the Company and OCBC Wing Hang Bank Limited. To enquire the relevant terms and conditions, please contact the staff of the Company.


Notes regarding the Revolving Tax Loan:

  1. Annualized Floating Interest Rate for first 6 months can be as low as P4-2.25%, annualized Floating Interest Rate from 7th month onwards can be as low as P4+0.5%, and is determined according to customers’ financial condition and subject to the rate as listed in Confirmation of Revolving Credit Account Interest Rate / Cash Before Card (CBC) – Receipt Confirmation.
  2. Please contact staff of the Company or the Bank for details of calculation method and other terms and conditions related to annual fee, cash advance fee and other related fees and charges.
  3. Annual rate is calculated on an annualized floating interest rate basis, due to the interest rate of this product is presented by an annualized floating interest rate, therefore the Bank has only listed the applicable annualized floating interest rate but not listed the annual percentage rate (“APR”) and interest rate is calculated on a basis of 365 days per year. Annual rate of individual customers may be different, the final approval of the annual rate will depend on the loan credit report and be adjusted to individual customers.
  4. The current Hong Kong Dollar Prime Lending Rate (“P”) is 5.50% and is subject to change as announced by the Bank from time to time. It is calculated on the basis of 365 days per year.

Customers who are entitled to the offer of Revolving Tax Loan (the "Offer") and the Promotion are bound by the terms and conditions of the Promotion, related loan application form and loan documents. Please contact the staff of the Company for details and enquiries of related terms and conditions and charges details. Loan amount, interest rate, monthly repayment amount and repayment tenor applicable to individual applicant may be different and is based on the final approval status of the Company; please contact the staff of the Company for details and enquiries. The Company reserves the right to amend, extend, suspend, terminate or cancel the Promotion and/or the terms and conditions or any parts thereof from time to time and at any time without prior notice or consent. In case of any dispute, the decision of the Company shall be final and conclusive. The Company reserves all the final decision on determining the interest rates, amending the terms and conditions in respect of the Loan, and approving the loan application. Reference will be made to the customer’s credit reports and the Company reserves the right to reject the loan application without specifying any reasons for its decision and interpretation, which shall be final, conclusive and binding on all.


The English version shall prevail if there is any inconsistency between the English and Chinese versions.

Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.

For details or enquiries about the related terms and conditions, please contact us.



To borrow or not to borrow? Borrow only if you can repay!

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